TB Articles: Living on A Budget August 26, 2009Posted by texasheartland in Ecnomony, life, money, shopping.
Tags: articles, Budget, economy, life, money, shopping
I may be young, but I’ve understood what it is like to live on a tight budget. Now that unemployment has risen the the economy is recovering too slowly for many people, living on a tight budget has become “the norm”.
When it comes to groceries, coupons have become wildly popular. But most of them are for name brands and those tend to run on the expensive side. Don’t be afraid of store brands. In some cases, they can taste the exact same as the name brand version but at a cheaper price. And sometimes, generic store brands have larger casings or packaging, making them last longer. Cap’n Crunch may taste great, but Malt-O-Meal has a bigger back with the same great taste. It may cost more, but you’ll save money when you aren’t buying the name brand box every 2 weeks. If you only get paid every 2 weeks and need to stretch the food out, stock up. Instead of buying 1 gallon of milk, buy 2. Instead of buying one box of Pop Tarts, buy 2. You might not be saving a lot of money, but you’re saving yourself a trip to the grocery store and whatever money you have left, that can used towards other things.
Speaking of trips, setting aside gas money for a week or two is a great way to save. It cuts out the desire to spend the money for something else (unless it was needed) and you know exactly where it’s going. If you spend $20 every week for gas, take out $40 for two weeks. Label an envelope “Weekly Gas- 2 Weeks”, and place the $40 in there. That way if you get the impulse to buy that DVD, you will know that it is to be used for gas or emergencies.
If you feel you can’t pay a bill or have problems buying food, don’t underestimate the power of help. There are thousands upon thousands of people who go through the exact same thing every single day. There are problems that are available to help pay a bill or even help with food. Contact your local Chamber of Commerce if you want to know what programs are available.
Living on a budget doesn’t have to be a death sentence. Reinventing the way you make pasta or even buy groceries can bring new ideas, making a tight budget seem less suffocating I promise.
Nevermind… March 14, 2009Posted by texasheartland in business, Candles, Feelings, Friends, Guys, Job, life, love, money, random, rant, relationships, thoughts.
Tags: business, candle of the months, Candles, dating, earning, feeling, Job, life, love, money, relationship, relationships
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Remember how I said in a previous post that if everything worked out that I could possibly be selling candles? Nevermind that.
I got some information and the price of the start-up kit. Wasn’t bad. But it went on to say that I would automatically be enrolled in the “Candle of the Month” Club, in which I would be billed $40 per month (plus shipping and handling). The initial start-up package price I could handle. But my family can’t afford the $40 a month for a “Candle of the Month” deal.
Now I am at a loss on what to do. I can’t have a normal job due to medical issues. Back to the drawing board I do.
Oh yea, guess the chance of me and Cyber Guy getting together is not happening. Turns out that he may be moving to Louisiana for a business opportunity. He tried to reassure me that he would come back to Texas on his days off (I guess to see his parents). But somehow, I still felt a sinking feeling. I’m destined to be remain single for the rest of my life.
I still love candles though.
Shopping with someone else’s money! February 9, 2009Posted by texasheartland in life, money, Products, random, shopping, sweepstakes, Target, thoughts, Wal-Mart.
Tags: crushes, Friends, funny, ice cream, money, pillows, sales, shopping, Target, Wal-Mart
Thanks to my sister, she won a $25 gift card to Target and being our mom is sweet, she gave us an extra $20 to go with it. It’s a good thing she did- we ended up needing it!
So as you can tell, we went to Target. I had forgotten how much more expensive Target was compared to Wal-Mart! I swear that after finding a Valentine’s Day card, we walked went from one end of the store to the other at least 5 times. I could be exaggerating, but that’s what it seemed like! We already had a Valentine’s gift, a card, 2 pillows (that we later traded- you’ll see), and we were looking at hampers when my cyber guy (the one I have a thing for) sent me a text message. He asked what I was up to, I told him, and he replied with “What are you buying me?”. I said “Well what do you want?”. He wanted Cheetos and a Dr Pepper. Wait… Couldn’t you get that at the Corner Store? Needless to say, he didn’t get it.
So we got the hamper (this would be a lot better than throwing dirty clothes on the floor for the kitties to use as a litter box) and decided to look for a comforter for the bed. Now I wish she had gotten a $25 gift card to Wal-Mart. The prices at Target for comforters are outrageous! No thank you!
So we passed on the comforter and decided to just look around when I saw the pillows. The 2 pillows we had in the cart were $5 each. I saw cheaper pillows! Only $3- you can’t beat that! So I took the $5 pillows out of my basket and grabbed 3 $3 pillows. Now that was a steal! It’s like laying on air!
I think we were done after that. Well, almost. We passed the ice cream area and I asked if we could get some ice cream. I got my ice cream! So all in all, we only spent $32 with some cupcakes thrown in there.
Now I await my turn to win a gift card so I can go shopping!